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Saturday, February 23, 2008

Auto Insurance Quotes

Auto Insurance Quotes

By: Seth Worby

Get Multiple Auto Insurance Quotes in Just Minutes!

If you find shopping for auto insurance quotes a bit overwhelming, you’re not alone. Fortunately, InsuranceQuotes.com makes it easy to get auto insurance quotes anytime, from the comfort of your own home. With the largest network of national and local insurance agents from the country’s top insurance companies, we offer plenty of resources to guide you in your search for the right policy— along with one simple, online application that allows you to receive and compare auto insurance quotes from multiple companies. And when you receive your free auto insurance quotes from our partners, we can help you choose the best policy for you.

Whether you’re shopping for insurance for a new car or looking for a better price on your current auto insurance, let InsuranceQuotes.com help you find the coverage you need at just the right price. Get your free auto insurance quotes today—and see just how much you could save! Why Do You Need Auto Insurance?

If you own a vehicle, auto insurance is an absolute necessity. Why? On average, an auto accident occurs every five seconds in the United States. With each accident comes the risk of serious injury to drivers, passengers and pedestrians, as well as damage to personal and public property. To better understand why auto insurance is important to you, consider the following:

* An automobile is one of the largest purchases many people will make in a lifetime. Auto insurance protects your investment by providing money for repairs or replacement in the event of an accident. * If you’re at fault in an accident, auto insurance protects you against financial loss due to property damage, medical expenses and potential lawsuits. * Most states require drivers to carry liability insurance. In fact, the consequences of driving without liability insurance range from impounded vehicles to heavy fines or even jail time. * Despite the stiff penalties of driving without insurance, approximately 14% of drivers in America are uninsured. Uninsured/underinsured motorist coverage protects you if you’re injured or your property is damaged by a driver who has no insurance or who doesn’t have enough coverage to pay for your loss.

How to Shop Smart for Auto Insurance Quotes

When shopping for a vehicle, most consumers research everything from the manufacturer’s safety record to the location of the car’s cup holders—then compare prices to get the best value for their money. Likewise, because the cost of identical coverage can vary among insurers by hundreds of dollars per year, it’s important to understand the factors that affect the price of auto insurance quotes.

First, consider the type and amount of auto insurance you need. Buying coverage you don’t need is a waste of money, while carrying too little coverage may result in financial disaster if you’re involved in an accident. Depending on your circumstances, you may choose any or all of the following types of auto insurance:

* Liability insurance—the minimum coverage required by most states—protects you if you’re at fault in an accident resulting in injury to another and/or damage to another’s property. * Collision insurance pays for damage to your own car when you’re at fault in an accident. * Uninsured/Underinsured Motorist coverage protects you when you’re involved in an accident that is not your fault and the driver at fault is uninsured or doesn’t carry enough insurance to compensate you for your loss. * Comprehensive coverage pays for damage to your car that is unrelated to a collision, such as theft, storm damage, fire or vandalism.

Secondly, keep in mind that many insurers offer premium discounts for non-smokers, low-mileage vehicles, safety or antitheft devices, or mature-driver classes. These special benefits can amount to serious savings every year. When researching insurance companies, remember to ask what types of discounts they provide.

Finally, when obtaining auto insurance quotes, be sure to choose a financially stable insurance company with a record of good customer service and prompt claims processing.

As Director of Search Engine Marketing, Seth Worby is responsible for guiding the Search Engine Marketing efforts for our clients. With years of experience in the Search Engine Marketing industry, Seth’s vision allows us to remain ahead of our competition in delivering the highest level of success for our clients’ Search Engine Marketing initiatives.

Article Source: http://www.ArticleBiz.com

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